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After Florida Charged People With Selling Insurance Licenses, 12 More Arrested

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Two years ago, Rainier Miguel Salas and two licensed Florida insurance agents were charged with selling insurance agent licenses—all part of an illicit licensing school in Miami.

This week, 12 others in the Miami area were charged with participating in the operation and obtaining licenses by paying Salas’ testing center to have others take the licensing exam for them.

An arrest affidavit, filed this week in Miami-Dade County Circuit Court, shows that investigators with Florida Department of Financial Services found that D&R Financial Services, owned by Salas, had been providing pre-licensing education and “subverting the state’s contracted testing vendor, Pearson VUE, by completing online coursework” and licensing exams on behalf of the applicants.

Cynthia Pinto, of Miami, age 40, was one of the main organizers of the enterprise, the arrest report notes. Eleven others were arrested and were booked into the Turner Guilford Correctional Center in Miami, according to court records and local news reports.

Salas in April 2025 pleaded guilty in connection with running the center. A judge ordered Salas to six months of community service and two years of probation.

Read More About the 2024 Arrests of the People Who Operated the Licensing Test Center

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Florida

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Michael J. Anderson is a U.S.-based fire safety enthusiast and writer who focuses on making fire protection knowledge simple and accessible. With a strong background in researching fire codes, emergency response planning, and safety equipment, he creates content that bridges the gap between technical standards and everyday understanding.

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