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Oregon wildfire insurance reform dies after industry pushback

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The report found that major insurers have pulled back from central, southern and eastern Oregon counties, forcing many homeowners into last-resort coverage or quadrupled premiums. Across the western US, Cotality identified more than 2.6 million homes at such risk, representing $1.3 trillion in reconstruction value.

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Michael J. Anderson is a U.S.-based fire safety enthusiast and writer who focuses on making fire protection knowledge simple and accessible. With a strong background in researching fire codes, emergency response planning, and safety equipment, he creates content that bridges the gap between technical standards and everyday understanding.

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