New York proposes credit score ban, zip code limits in auto insurance

Perhaps most notably for insurers navigating the growing role of technology in their operations, the bill would require every insurer issuing or delivering a motor vehicle liability and collision insurance policy in New York to demonstrate that its marketing, underwriting, rating, claims handling, fraud investigations, and any algorithm or model used in those business practices do not disparately impact any group of customers based on race, color, national or ethnic origin, religion, sex, sexual orientation, disability, gender identity, or gender expression.