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Floridians pay 181% more for home insurance than US average – report

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How Florida homeowners’ insurance compares to other states

Florida’s costs remain far above other states. Oklahoma, the second most expensive, has premiums about $3,000 lower per year. At the other end, Vermont and Utah have some of the lowest rates, with annual premiums around $1,094 and $1,370.

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Michael J. Anderson is a U.S.-based fire safety enthusiast and writer who focuses on making fire protection knowledge simple and accessible. With a strong background in researching fire codes, emergency response planning, and safety equipment, he creates content that bridges the gap between technical standards and everyday understanding.

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