Court backs State Farm’s denial of adjuster-approved repairs

The trouble started in May 2022 when Shirley and Ronald Cooper returned to their Madison, Mississippi home after choir practice to find raw sewage flowing up through their shower and tub drains, flooding two bedrooms, three bathrooms, the kitchen, laundry room, pantry, hallways and garage. They called a plumber, hired a restoration company, and phoned State Farm to file a claim.