The case traces back to a December 16, 2021, motor-vehicle accident in which Ashley (Thomas) Perry, insured by USAA with $50,000 per-person liability coverage, was involved in a collision that killed DeAndre Anthony Logan. On September 26, 2023, Emely Gomez, acting as next friend of Logan’s minor daughter, sent a demand to USAA for Perry’s full per-person policy limit.
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