Your Tesla is a safer driver than you are says insurer

At the heart of the move is data. Tesla has agreed to share vehicle telemetry that allows Lemonade to distinguish between miles driven under human control and those driven with FSD engaged. That distinction, Lemonade argues, exposes a material difference in loss frequency. “Teslas driven with FSD are involved in far fewer accidents,” Shai Wininger, the company’s co-founder, said in a statement. “By connecting to the Tesla onboard computer, our models are able to ingest incredibly nuanced sensor data that lets us price our insurance with higher precision.”