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Homeowners turn to DIY repairs, Hippo reports

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Homeowners reporting more confidence were more likely to have purchased add-on insurance coverage, or a rider (66%). Gen Z reported the highest adoption, with 76% purchasing at least one rider, followed by Millennials (68%), Gen X (59%) and Boomers (49%). Common riders included replacement cost coverage, flood insurance, and water backup or sump pump overflow protection.

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Michael J. Anderson is a U.S.-based fire safety enthusiast and writer who focuses on making fire protection knowledge simple and accessible. With a strong background in researching fire codes, emergency response planning, and safety equipment, he creates content that bridges the gap between technical standards and everyday understanding.

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